Freelance Journalists
Features, news, investigative — for the ones chasing the lede.
Word & Wellness · Vol. 01 / Issue 1
Health insurance for the writers who do the work.
Honest coverage for freelance journalists, copywriters, novelists, and content pros. ACA marketplace plans, Schedule C-friendly, paired with an advisor who reads your invoices, not your job title.
Request a Quote Two minutes. Free. From a writer who’s been there.
A note from the editor
On selling sentences & staying covered.
You sell your sentences for a living. Why are you stuck patching together your own coverage too? We started Word & Wellness because the best writers we know — the ones we read every week — were quietly going uninsured between assignments. This is the desk we wish we’d had ten years ago.
Wordsmiths we cover.
Copywriters
Brand, ad, and content marketing pros billing by the project.
Novelists & Fiction Writers
Debut to mid-list and beyond, between advances and royalties.
Content Writers
Long-form, SEO, and editorial workhorses keeping the internet readable.
Technical Writers
Software docs and scientific writing for the precise and patient.
Ghostwriters
Books and articles in another’s voice — your craft, their byline.
The writer’s case for coverage.
Years at a keyboard wreck wrists.
Carpal tunnel screening, occupational therapy, and physical therapy for the parts of the job you don’t talk about at dinner parties.
Sedentary work needs preventive care.
Cardiovascular workups, back and posture care, and the kind of annual physical that catches what sitting hides.
Solo work needs mental health support.
Therapy benefits, in-network counselors, and telehealth visits for the rejection letters and the blank pages.
Schedule C deductions can lower the cost.
Most of our writers write off their premiums. We’ll show you exactly where it lands on the form your CPA already files.
Three quiet steps.
01 /
Tell us about your writing work.
A short questionnaire — what you write, where you live, who else is on your plan.
02 /
We compare plans for 1099 writers.
ACA marketplace, private market, and dental/vision add-ons. We surface only what actually fits.
03 /
Free advisor call within 24 hours.
A real person walks you through the options. Enroll when you’re ready, not a minute before.
Profiles in coverage.
Brooklyn, NY
“Therapy benefits between bylines were the thing I didn’t know I was negotiating for. Word & Wellness made it line one of my plan.”
Maya R. · Freelance journalist
Los Angeles, CA
“My CPA was thrilled. I write off the premiums on Schedule C and my plan is better than what I had at the agency.”
Daniel K. · Copywriter & novelist
Portland, OR
“We got a family plan during my second trimester. The advisor knew exactly which maternity benefits to look for. I cried a little.”
Esther L. · Freelance content writer
Get Your Personalized Coverage Quote
Step 1 of 5Who you are covering
Who are you searching for?
We'll tailor your options based on who needs coverage.
Reader questions, answered.
Most multi-publication freelancers do best on an ACA marketplace plan. It moves with you between assignments and your premium is often deductible on Schedule C. We’ll show you the math on your specific income mix.